Terms of Use
Effective date: 2026-07-10
Welcome to punamwalia.com (the "Site"), operated by Punam Walia, Associate Partner at DRE Homes.
By accessing or using the Site, you agree to these Terms of Use. If you do not agree, do not use the Site.
1. Who we are
See the Disclaimer for details on our regulatory status.
2. Use of the Site
You may use the Site to:
- Read about Punam's advisory practice
- Submit an enquiry via the contact quiz or WhatsApp
You may not:
- Use the Site for any unlawful purpose
- Scrape, copy, or republish content without written permission
- Interfere with the Site's operation
- Misrepresent your identity or contact details
- Use the Site to send unsolicited communications (spam)
- Attempt to access non-public areas, accounts, or systems
3. Not financial advice
Information on the Site is not investment advice, financial advice, tax advice, or legal advice.
- We do not guarantee any return on investment
- Past performance does not predict future results
- Property values can go down as well as up
- You should seek your own independent professional advice before any property purchase
4. Enquiries
When you submit an enquiry on the Site:
- We may contact you by phone, SMS, WhatsApp, and email about your enquiry (see Privacy Policy)
- Your enquiry is routed through DRE Homes, the RERA-registered brokerage Punam operates under
- You may opt out at any time (see Privacy Policy)
5. Intellectual property
All content on the Site (text, images, design, code) is owned by Punam Walia or her licensors. You may not copy, redistribute, or commercially exploit it without written permission.
6. Third-party links
The Site may contain links to third-party services (e.g. WhatsApp). We do not control these services and are not responsible for their content or availability.
7. Limitation of liability
To the maximum extent permitted by UAE law, punamwalia.com and its operator shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Site. Our total aggregate liability to you for any claim is limited to the greater of the amount you paid us to use the Site (if any) or AED 100.
8. Indemnification
You agree to indemnify punamwalia.com against any losses, claims, or expenses arising from your breach of these Terms or your unlawful use of the Site.
9. Termination
We may suspend or terminate your access to the Site at any time, without notice, if you breach these Terms or for any other reason at our discretion.
10. Modifications
We may update these Terms at any time. Continued use of the Site after changes are posted constitutes acceptance.
11. Governing law
These Terms are governed by the laws of the United Arab Emirates. Disputes are subject to the exclusive jurisdiction of the Dubai courts.